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WELLNESS & FINANCE INSIGHTS


Pool your Money into Savings
Let's talk about Assets Consider assets equivalent to pools of capital. Ponds support my theme better, however, so I will interchange Pool and Pond. In a landscape, ponds attract wildlife (opportunities) and develop a regenerative ecosystem. Assets can be likened to trees, flowers to dividends, the influence of the pond on the weather to cash flow, plant variety to diversity and resilience, and the beauty of the landscape represents security. That last one may be a stretch

Nicole Ramos
3 days ago5 min read
Leisure is Structured Time
Have you ever contemplated the meaning of time? What is time and how do we measure it? Time is a distraction, a cover-up for our life. We clock-in and think we are trading time for money but we are actually trading our life away. Wasting time is wasting life and the clock is always ticking. When it comes to time, leisure specifically, it is not overstimulation of the senses, socializing, wasting time, sloth, over-indulgence or immediate gratification. Leisure is the a

Nicole Ramos
6 days ago6 min read


A Functional Wardrobe
Color Wheel for a Functional Wardrobe A functional wardrobe provides both leisure and luxury. Fashion preys on the the weak and insecure Think about what it means to be wealthy, comfortable, friends with money. One definition of wealth is having everything one needs. Thus, for the wealthy, clothing is functional. For nearly everyone else, it is a shield behind which they hide. Having a core of clothing that will take you through your daily activities with grace and ease

Nicole Ramos
Apr 711 min read
Luxury is Seizing Opportunity Costs
Imagine you are walking through in a store. You pick up a pretty item of decor and notice the price is sixty dollars. Before you toss it in the cart with a shrug, ask yourself this: Would you pay one and a half or even three times that amount for the item? What about twenty-five times the sticker price? Maybe not? If it is a recurring expenditure, how would you like to pay three hundred times the current price? ` If you invested the money instead of making the purchase,

Nicole Ramos
Mar 246 min read
Leisure is Walking Through Walls
Have you ever had writer's block or work block? We have all experienced times when focusing on work and making any meaningful progress is an absolute daydream. Rationalizing with ourselves or applying more force only tends to make us more scattered. We need a needle to weave all those loose threads, an arrow to direct our thoughts. Well, as above, so below. If work feels distracted or directionless, go outside, pick a direction and start walking. If taking a break ahe

Nicole Ramos
Mar 203 min read

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